Car insurance guide for new car buyers

How to compare new car insurance in India: insured value, add-ons, claim process and why the showroom package is not your only option.

You can choose your insurer

Showrooms often offer an insurance package. You can usually buy a policy from another insurer. Compare before you accept the bundled one.

What to compare

  • Insured declared value (IDV). A higher IDV costs more premium but pays more on a total loss.
  • Add-ons. Zero depreciation, engine protection, return to invoice, roadside assistance and others. Compare what each includes.
  • Claim process. Cashless garage network and how claims are handled.
  • Deductibles and exclusions. Read what is not covered.

Like-for-like comparison matters more than the lowest premium. Ask GaadiBondhu to compare quotes for you.

Prices shown on GaadiBondhu are for information and comparison purposes. Final on-road pricing may vary based on RTO rules, insurance selection, dealer offers, accessories, finance, taxes and vehicle availability. Final quotation will be confirmed before booking.

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Share your quotation and we will check the price breakup and try to beat it.

Prices shown on GaadiBondhu are for information and comparison purposes. Final on-road pricing may vary based on RTO rules, insurance selection, dealer offers, accessories, finance, taxes and vehicle availability. Final quotation will be confirmed before booking.

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